Privacy Policy for FinTick

FinTick is designed with a local-first approach.

The financial information you enter into FinTick, such as transaction details, prices, dates, quantities, brokerage fees, exit loads, and calculation preferences, is processed and stored locally on your device for the app's functionality.

FinTick does not require you to create an account or provide personal profile information to use its core features.

Depending on how you use FinTick, the application may store information such as:

• Buy and sell dates
• Buy and sell prices
• Quantities
• Brokerage and related charges
• Exit-load information
• Asset or transaction classifications
• Calculation preferences
• App onboarding or setup preferences
• Other information you enter into the app for calculation purposes

This information is used to provide FinTick's calculation and utility features.

Local application data may be stored using local database and secure-storage technologies available to the application and the underlying mobile operating system.

You can manage or delete information stored by FinTick through available in-app controls or your device's application settings.

FinTick uses certain third-party services to help operate, maintain, secure, and improve the application.

These services may process technical, diagnostic, or usage information as described below.

FinTick uses Cloudflare to host and deliver its API services.

Our API provides FinTick with publicly available information relating to brokers, brokerage rates, fees, charges, and other relevant calculation parameters.

This information may be updated when publicly available information changes, including changes published by brokers, regulators, government authorities, exchanges, or other relevant public sources.

Using an API allows us to update broker information, rates, fees, charges, and other reference values without requiring users to download a new version of the FinTick application whenever such information changes.

The information provided through the API is intended to be used as reference data for FinTick's calculations and features.

FinTick does not intentionally send your locally stored financial transaction records, trade history, personal calculation inputs, or other locally stored financial data to this API.

When your device connects to our API, Cloudflare may process standard technical information required to deliver and secure the connection, such as IP address, request information, user-agent information, and other technical information associated with the request.

For more information about Cloudflare's privacy practices, please review:
Cloudflare Privacy Policy: https://www.cloudflare.com/policies/privacy/

Information handled by FinTick may be used to:

• Provide the application's calculation and utility features
• Store your calculation information locally on your device
• Retrieve publicly available broker and reference information
• Provide updated brokerage rates, fees, charges, and related calculation parameters
• Monitor application stability and diagnose crashes
• Understand general application usage and feature engagement
• Improve application performance and functionality
• Detect, prevent, and address technical or security issues
• Comply with applicable legal obligations

We do not intentionally use your locally stored financial transaction history for advertising purposes.

FinTick does not require you to create an account to use its core features.

We do not intentionally require you to provide personal information such as:

• Name
• Email address
• Phone number
• Home address
• Bank account information
• Credit-card information
• Investment account credentials

Your financial calculation information is designed to remain locally stored on your device rather than being uploaded to our API.

FinTick requests only the permissions necessary for its functionality.

The application requires Internet access to retrieve updated publicly available broker and reference information through our API and to communicate with third-party services used for analytics and crash diagnostics.

FinTick does not intentionally request or access the following device information for its core functionality:

• Camera
• Microphone
• GPS or precise location
• Contacts
• Photo gallery
• Calendar
• Bluetooth
• SMS or phone-call information

If future versions of FinTick introduce features requiring additional permissions, this Privacy Policy may be updated accordingly.

FinTick does not currently display advertisements.

We do not intentionally use advertising SDKs or advertising networks to display targeted advertisements within FinTick.

If advertising is introduced in a future version, this Privacy Policy may be updated to explain the applicable data practices.

FinTick does not currently process payments, subscriptions, credit-card information, or bank-account information through the application.

If payment or subscription functionality is introduced in the future, this Privacy Policy may be updated accordingly.

Information stored locally by FinTick remains on your device until you delete it through available application functionality or remove the application's local data through your device settings.

Uninstalling FinTick will generally remove the application's locally stored data from the device, subject to the behavior of your operating system, device backups, or other system-level services.

Information processed by third-party services such as Firebase or Cloudflare may be retained according to their respective policies, configurations, and applicable legal requirements.

You can review the relevant third-party privacy information using the links provided in this Privacy Policy.

We take reasonable measures to protect information handled by FinTick.

Network communication with our online API services uses HTTPS/TLS encryption.

Information stored locally by the application is protected using the security mechanisms available to the application and the underlying mobile operating system, including secure storage mechanisms where applicable.

However, no method of electronic storage, processing, or transmission can be guaranteed to be completely secure.

FinTick is a general-purpose financial calculation utility and is not specifically designed or directed toward children.

We do not knowingly request personal information from children for the purpose of creating accounts or profiles.

If you believe that a child has provided personal information to us in a manner that should not have occurred, please contact us so that we can review the matter and take appropriate action.

FinTick currently uses third-party services that may process information in connection with operating and improving the application.

These include:

• Google Firebase Analytics — application usage and analytics
• Google Firebase Crashlytics — crash reporting and diagnostics
• Cloudflare — API hosting, delivery, and infrastructure

These third-party providers may process information according to their own privacy policies and applicable terms.

You can review their privacy policies here:

Google Privacy Policy:
https://policies.google.com/privacy

Firebase Privacy and Security:
https://firebase.google.com/support/privacy

Cloudflare Privacy Policy:
https://www.cloudflare.com/policies/privacy/

FinTick may use publicly available information relating to brokers, brokerage rates, fees, charges, taxes, and other financial or calculation-related reference information.

Such information may originate from publicly available sources, including information published by brokers, regulators, government authorities, exchanges, or other relevant sources.

We may update this information through our API when new or revised publicly available information becomes available.

Although we aim to keep the information used by FinTick reasonably current, we do not guarantee that all broker rates, fees, charges, tax information, or other reference information will always be complete, accurate, current, or error-free.

Users should verify important financial, brokerage, tax, or regulatory information with the relevant broker, exchange, government authority, regulator, or other official source before relying on it.

FinTick is a calculation and utility application.

The calculations, information, estimates, rates, fees, charges, and results provided by FinTick are intended for general informational and computational purposes only.

You are responsible for independently verifying calculations and information before making financial, investment, trading, tax, or other decisions.

Where appropriate, you should consult a qualified financial, tax, accounting, or legal professional.

Depending on applicable law, you may have rights regarding personal information processed by us, which may include rights to request information about data we handle, request correction or deletion where applicable, or raise a privacy-related concern.

Because FinTick's primary financial calculation data is stored locally on your device, you can generally manage or delete that information directly through the application or your device settings.

For privacy-related questions or requests concerning information processed by us, please contact us using the contact details below.

We may update this Privacy Policy from time to time to reflect changes to FinTick, our services, applicable law, or our data practices.

When we make changes, we will update the "Last Updated" date at the beginning of this Privacy Policy.

You should review this Privacy Policy periodically for the latest version.